5 Best Marriott Bonvoy Credit Cards

YinYang / iStock.com

With the right credit card, you can accumulate Marriott points and perks to splurge on your next vacation. While there are several Marriott Bonvoy credit card options, choosing the right one comes down to taking a closer look at the details.

If you’re ready to get the most out of your spending with a Marriott Bonvoy credit card, you’ve come to the right place. Here are the best Marriott Bonvoy credit card options.

5 Best Marriott Bonvoy Credit Cards

Here is a quick guide to help you discover the features of the best Marriott Bonvoy credit card.

Map Annual fees Features
Marriott Bonvoy Boundless® Credit Card $95 – Earn three free nights after spending $3,000 on purchases within three months of opening your account. Free nights can be worth up to 50,000 points.
– Earn up to 17 times the combined points on your purchases at Marriott Bonvoy hotels.
– Earn 3x points up to $6,000 spent at grocery stores, gas stations and restaurants.
– Earn 2x points on all other purchases.
– Receive a free night – up to 35,000 points – on your card’s anniversary.
– Silver Elite status is included.
Marriott Bonvoy Bold® Credit Card None – Earn 30,000 bonus points after spending $1,000 within three months of opening your account.
– Earn up to 14 times the combined points on your purchases at Marriott Bonvoy hotels.
– Earn 2x points for every dollar you spend on travel purchases.
– Silver Elite status is included.
Marriott Bonvoy Bevy American Express® Card $250 – Earn 125,000 Marriott Bonvoy bonus points after spending $4,000 within three months of opening your account.
– Earn 1,000 Marriott Bonvoy bonus points for qualifying stays booked directly with Marriott.
– Enjoy a free night reward after spending $15,000 in one year.
– Earn 6x points at Marriott Bonvoy hotels, 4x points on restaurants and US supermarkets – up to $15,000 per category – and 2x points on all other purchases
– Gold Elite status is included.
Marriott Bonvoy Brilliant® American Express® Credit Card $650 – Platinum Elite status is included.
– Earn 150,000 Marriott Bonvoy bonus points after spending $5,000 within three months of account opening.
– Earn 6x points at Marriott Bonvoy hotels.
– Earn 3x points on meals; earn 3x the points on flights booked directly with the airlines.
– Earn 2x points on all other purchases.
Marriott Bonvoy Business® American Express® credit card $125 – Earn 75,000 Marriott Bonvoy bonus points after spending $3,000 within three months of account opening.
– Earn 6x points at Marriott Bonvoy hotels.
– Earn 4x points at restaurants, US gas stations, US shipping services and US wireless phone services.
– Earn 2x points on all other purchases.

Marriott Bonvoy Boundless® Credit Card

The Marriott Bonvoy Boundless credit card is issued by Hunt. When you hold the card, you will have the opportunity to earn up to 17 times more points on purchases made at Marriott Bonvoy hotels. You’ll have the chance to access valuable Marriott rewards with this helpful card.

Marriott Bonvoy Bold® Credit Card

If you’re looking for a way to enjoy the benefits of a Marriott Bonvoy credit card without committing to a annual subscription, the Marriott Bonvoy Bold Credit Card might be right for you. This option is also issued by Chase.

Marriott Bonvoy Bevy American Express® Credit card

Travelers who frequently stay at Marriott hotels will likely find great value in the Marriott Bonvoy Bevy® American Express credit card. Specifically, it is the only card with automatic Gold Elite status. If you’re a frequent guest, that mid-tier status can come with a host of perks. Plus, there’s an attractive welcome bonus to get the ball rolling.

Marriott Bonvoy Brilliant® American Express® Credit card

For frequent travelers who make it a point to stay at Marriott hotels, the Marriott Bonvoy Brilliant® American Express Credit Card may offer the most lucrative rewards. You will need to be a frequent traveler to get the most out of this credit card. But if you fit the bill, your rewards could easily make up for the high annual fee. It’s the only credit card on this list that offers free Platinum Elite status.

Marriott Bonvoy Business® American Express® Credit card

Last but not least, small business owners can glean great value with the Marriott Bonvoy Business® American Express credit card. You’ll find a generous welcome bonus on the table and the opportunity to accumulate your Marriott Bonvoy points with your business expenses. Plus, the card gives you a 7% discount off standard room rates at participating Marriott Bonvoy hotels.

How to choose the right credit card

When exploring your credit card options, the seemingly endless number of options can be overwhelming. It is important to understand how to choose the right card for your situation.

Know your needs

Chase and American Express issue co-branded Marriott Bonvoy credit cards. With multiple options available through each transmitter, you’ll find different benefits added to the mix.

For example, American Express offers an option for small business owners, while Chase only offers this specific type of credit card rewards opportunity for personal use. If you’re looking for a credit card for your business that offers Marriott rewards, this might end your search here.

Weigh the benefits

Beyond the base offerings, you need to weigh the benefits you’ll actually use against the annual fee.

For example, the Marriott Bonvoy Brilliant® American Express credit card has the highest annual fee on this list. However, that doesn’t mean it’s not the right option. Instead of automatically excluding it, take a close look at the benefits included. If you spend enough time at Marriott hotels, you might find that the card is actually a good deal for your circumstances. This is especially true if you can use Platinum Elite status.

But on the other hand, infrequent travelers might get the most out of the Marriott Bonvoy Bold credit card, which has no annual fee.

Understand your chances of approval

Finally, you will need to be realistic about your credit score situation.

Neither Chase nor American Express define exact credit score requirements. But for most luxury credit card issuers, you’ll probably need to have a reasonably good credit score to open one of these cards. If your credit score is at rock bottom, consider spending some time improve it before applying for one of these best credit cards.

Carry

Travelers looking to get the most out of their credit card spending in the form of Marriott Bonvoy points will have no shortage of options. With multiple cards to consider, the right option is there for everyone. But don’t forget to weigh your projected spending against bonus requirements and annual fees before moving forward.

FAQs

  • Is the Marriott Bonvoy card easy to obtain?
    • The difficulty of being approved for a Marriott Bonvoy card depends on which card you choose to apply for. Although none of the issuers offer advice on what your credit score should be before applying, cards with more benefits are generally harder to obtain.
    • Both Chase and American Express offer pre-approval options, allowing you to see if you’re likely to be approved without hurting your credit score.
  • Does Marriott Bonvoy have a credit card?
    • Marriott Bonvoy does not issue its own credit cards, but does offer co-branded cards with Chase and American Express.
  • Which bank issues the Marriott Bonvoy credit card?
    • Marriott Bonvoy cards are issued by Chase or American Express.

Rates are subject to change; unless otherwise specified, prices are updated periodically. All other account information is accurate as of November 14, 2022.

Editorial note: This content is not provided by any entity covered by this article. Any opinions, analyses, criticisms, evaluations, or recommendations expressed in this article are those of the author alone and have not been reviewed, endorsed, or otherwise endorsed by any entity named in this article.

Marriott Bonvoy Boundless and Marriott Bonvoy Bold credit card information has been collected by GOBankingRates and has not been reviewed or provided by the card issuer. Product details may vary. Please check the issuer’s website for up-to-date information. GOBankingRates does not receive commission for this product.

All American Express card offer information has been independently collected by GOBankingRates and has not been reviewed or endorsed by American Express, Member FDIC. These offers are not available through GOBankingRates.