Best 0% APR Business Credit Cards of April 2022 – Forbes Advisor

With an introductory APR of 0% on purchases for 12 months from account opening date, then a floating rate of 13.49% – 21.49%. Balance transfers must be made within 60 days of account opening and a fee of $5 or 3%, whichever is greater, The Blue Business® Plus Credit Card from American Express (terms and conditions apply). apply, see rates and fees) does not offer the longest 0% APR intro period, but ranks at the top of our list due to its other benefits and perks.

Introductory APR Offer: Introductory APR of 0% on purchases for 12 months from account opening date, then a variable rate of 13.49% – 21.49%. Balance transfers must be made within 60 days of account opening and a fee of $5 or 3%, whichever is greater, applies.

Welcome offer: 15,000 Membership Rewards® points after spending $3,000 on qualifying card purchases within the first 3 months of card membership

Awards: 2 Membership Rewards points per dollar on everyday business purchases such as office supplies or client dinners up to the first $50,000 in purchases per year, then 1 point per dollar on all other purchases

Annual fees: No annual fee

Other advantages and disadvantages: With solid rewards, no annual fees, car rental loss and damage insurance, extended warranty and purchase protections and more, the Amex Blue Business Plus focuses on rewards, offers a welcome bonus and still has a solid introductory period APR. This card earns American Express Membership Rewards points which can be transferred at a 1:1 ratio to a number of airline and hotel partners, such as Air Canada Aeroplan and Air France/KLM Flying Blue.