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If you’re counting down the days to your next international destination, the right credit card could make all the difference. With the right piece of plastic in your wallet, you can rack up credit card rewards to pay for your next trip. Plus, the best credit cards for international travel protect your wallet from excessive transaction fees.
While waiting to get to the airport, consider adding a premium credit card to your wallet for a seamless international travel experience.
5 Best Credit Cards for International Travel
Here’s a quick guide to help you learn more about the best credit cards for international travel.
|Capital One Venture X Rewards Card||$395||Earn 75,000 bonus miles when you spend $4,000 within three months of account opening|
|United Explorer MileagePlus||$95 — waived the first year||Earn 50,000 bonus miles when you spend $3,000 within three months of account opening|
|Earn 60,000 bonus miles when you spend $4,000 within three months of account opening|
|Earn 125,000 Membership Rewards points when you spend $6,000 within six months of account opening|
|$695||Earn 120,000 Membership Rewards points when you spend $15,000 within three months of account opening|
Capital One Venture X Rewards Card
The Capital One Venture X Rewards Card makes international travel more enjoyable and accessible. Flexible travel exchange options are available through the card, which comes with no foreign transaction fees. Although there is an annual fee of $395, frequent travelers can use this card to stretch their international travel budget a little more.
UnitedSM Explore MileagePlus
The United Explorer MileagePlus card offers a wide range of benefits. It is especially useful for travelers who fly frequently with United Airlines. But since United Airlines is part of the largest international airline network, the Star Alliance, earning United miles can be useful for travelers around the world. With the first year fee waived, you can see whether or not this card fits your wallet.
Reserve Chase Sapphire®
The Chase Sapphire Reserve puts a VIP-level travel experience within reach for those with excellent credit ratings. As a cardholder, you will start earning points based on your spending. Depending on your spending habits, these rewards can quickly turn into something worthwhile for your next international destination. You can quickly navigate through airports with Global Entry, using your credit card. And if you’re stuck with a long layover, use your credit card to access one of over 1,000 airport lounges worldwide.
American Express Platinum Card®
With an annual fee of $695, the Platinum Card from American Express, Member FDIC, doesn’t come cheap. But a long list of perks can make the price worth it for frequent international travelers. The card grants access to a Platinum Travel Service, which can create personalized itineraries based on your unique interests to help you get the most out of your vacation. And the Premium Global Assist hotline can be helpful in helping you with medical, legal, financial or other emergencies when you’re away from home.
The Business Platinum Card® from American Express
If you’re a business owner, the Business Platinum Card from American Express can open doors for your international travel experiences. This gives you the opportunity to enjoy many travel benefits through your business expenses. The help of the Business Platinum Travel Service can lead to unforgettable journeys with itineraries designed for your specific interests. Plus, you’ll have access to many premium membership tiers at hotels and car rental agencies for a top-notch travel experience.
What is the best credit card for your international travel plans?
The best credit card for your international travel plans varies depending on your goals. As a basis, you should opt for a credit card with no foreign transaction fees. Additionally, you need to make sure that the credit card of your choice is widely accepted in the countries you visit regularly.
Beyond these basics, selecting the right credit card depends on your specific plans. You can choose the flexibility of a travel rewards credit card or select an airline-branded card for your favorite airline.
Additionally, look for a credit card that offers the most rewards for your spending habits. For example, business owners can get the most out of a company-specific credit card. But frequent flyers who stick to a specific airline might get the most benefit by selecting the airline’s branded card.
Rates are subject to change; unless otherwise specified, prices are updated periodically. All other account information is accurate as of October 6, 2022.
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Information relating to Chase United Explorer and Chase Sapphire Reserve cards has been collected by GOBankingRates and has not been reviewed or provided by the issuer of such products/cards. Product details may vary. Please check the issuer’s website for up-to-date information. GOBankingRates does not receive commission for these products.