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For those who spend a lot of time behind the wheel for their job, the Wyndham Rewards Earner® Business Card* offers best-in-class fuel rewards. Utilities and cell phone plans are also unique reward categories, but the card probably only makes sense for those who often need a place to sleep: Wyndham Rewards are best redeemed for hotel stays and hotel-related benefits.

Awards: Earn 8 points per $1 spent on Hotels By Wyndham and gasoline purchases, 5 points per $1 spent on marketing, advertising and utilities, and 1 point per $1 spent on all other purchases.

Welcome offer: Earn up to 75,000 bonus points, enough for up to 10 free nights at participating properties; 65,000 bonus points after spending $2,000 in the first 90 days and earn 10,000 bonus points after a purchase made on an employee card in the first 90 days.

Annual fees: $95

Introduction AVR: 0% promotional APR for 6 billing cycles from transaction date on all eligible Wyndham timeshare purchases. The standard 18.99%, 22.99% or 27.99% variable APR applies to purchases and balance transfers. Balance transfer fee of $5 or 3% of each transfer amount, whichever is greater.

Other advantages and disadvantages: Wyndham is not well known for its luxury hotels, so if you are looking for hotel status, the automatic Diamond status of this card may not seem as luxurious as with other top brands. It does, however, offer a 10% discount on reward redemptions, so you’ll earn free nights faster. Mobile phone protection is also included and the card includes both employee cards at no additional cost and fraud protection. The card does not charge foreign transaction fees. The Visa Signature Benefits include extended warranty protection and purchase protection, as well as secondary car rental collision damage waiver coverage.