Google will roll out virtual credit cards for Pay to Chrome and Android later this year, in an effort to better protect users’ financial information during online transactions.
Virtual cards are randomly generated 15 or 16 digit numbers that can be used to hide your real card information when making online payments. The idea is that if a company you’re transacting with has a data breach or suffers a cyberattack, hackers will only be able to swipe your “virtual” number, not your real one. There are a number of companies, like fall out, Bandagedand bankswho provide such services, often for a fee.
If you decide to use Google’s free feature, the new virtual card number will be automatically filled into Google Pay during checkout. You will be able to customize the feature on pay.google.com, where you can access your virtual card number and also view recent virtual card transactions, shared by the company.
“When you use autofill to enter your payment information at checkout, virtual cards will add an extra layer of security by replacing your actual card number with a separate virtual number,” the company said in a shared press release. with Gizmodo.
Google actually has Free virtual card numbers before, in a number of different iterations. The dear deceased (but back soon) Google Wallet Free them, and there are also currently virtual card services through various banks that allow you to load them in Google Pay and other digital wallets.
However, Google’s announcement represents a move to make virtual cards an integrated and easy-to-use part of the Google Pay experience. The company said the cards will be available in the United States later this summer for Visa, American Express and Capital One. The feature will also be aavailable for Mastercard “later this year,” Google said.
“Chrome is the first browser to convert any qualifying card into a virtual card without the need to install additional extensions or software. No one else today is deploying this technology at this scale,” said a Google representative, in a statement to Gizmodo.